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WebApr 7, 2024 · Often, the APR or variable interest rate on a credit card application will be listed as a range of percentages. For example, you might see “APR 13.9%-20.9%”. This means that while you have this credit card, your interest rate may be as low as 13.9%, but could increase to 20.9%. Account balance Web18 hours ago · Your FICO score takes into account these factors: payment history (up to 35%), credit usage (30%), length of credit history (15%), recent credit applications … WebFeb 1, 2024 · With credit cards, interest rates are calculated as a percentage of your balance and shown as an annual percentage rate (APR). For example, a card could have a purchase interest rate of 8.99% APR, while a different card could have a purchase interest rate of 19.99% APR. Types of credit card interest rates small boat minecraft